How Much Does Direct Primary Care Cost? 3 Financial Misconceptions

Direct primary care is revolutionizing the healthcare field. Gone are the days of long waiting room visits, mountains of paperwork, and the hassle of trying to get in to see your doctor. Instead, direct primary care offers patients exclusive 24/7 access to their doctors in exchange for a monthly fee. 

At Link Primary Care, our patients get immediate appointments, a concierge physician, discounted labs and prescriptions, and 24/7 access to our doctors via text, call, or email. We develop a personal partnership with each of our patients, from children to seniors.

Does this seem a little too good to be true? Clearly direct primary care offers higher quality healthcare. Most people assume that direct primary care is way too expensive and don’t even consider learning more. How much does direct primary care cost, really?

Myth 1: Direct Primary Care is More Expensive than Primary Care

You probably know the saying: “If it seems too good to be true, it probably is.”

This is applicable to a lot of things in life, but not direct primary care. From personal concierge services to immediate appointments, many people think direct primary care is for “elite” patients only.

In reality, direct primary care is extremely affordable. Direct primary care doctors don’t have deal with insurance billing in the same way as traditional doctor’s offices, so they can afford to lower their membership prices.

When you take into account the hassle of dealing with insurance providers—deductibles, coinsurance, premiums, and more—direct primary care quickly becomes more affordable. Not to mention that traditional doctor’s offices have hidden fees, or you might find yourself shelling out your own money for an unexpected copay. 

Direct primary care is upfront about the subscription cost, and you won’t find yourself surprised by unexpected charges you suddenly have to budget for. 

Myth 2: I Can’t Use Insurance for Direct Primary Care

While direct primary care doctors don’t often work with insurance providers in a typical manner, you can still use insurance to help pay for membership costs. Also, most direct primary care offices don’t perform major operations such as surgery, so you don’t want to ditch insurance altogether.

Some patients rely on a health savings account (HSA) to pay for direct primary care services, and HSAs help reduce taxable income. A high deductible health plan (HDHP) will cover the costs of operations and treatment for major health issues—such as cancer, heart attack, or surgery. Patients with Medicare or Medicaid can use direct primary care as well if they qualify.

Insurance coverage varies depending on the direct primary care doctor and the insurance provider. The good news is, insurance providers are starting to realize the value of direct primary care, and it’s becoming easier to pay for direct primary care using insurance. Call our office for more questions on insurance coverage.

Myth 3: I Pay for Extra Expenses

The price of direct primary care covers way more than your in-office appointments. At Link Primary Care, our patients receive access to a concierge physician and can call, text, or email us anytime.

Direct primary care doctors can easily refer a patient to other specialists outside their areas of expertise. However, a direct primary care doctor isn’t quick to cart you off to another doctor. Instead, he or she will perform an in-depth diagnosis of your health issues and come up with a comprehensive treatment plan. If you still need outside assistance, many people use a high deductible health insurance policy to cover extra expenses.

If your doctor prescribes medicine or needs to run lab tests, you won’t have to pay full price. Most direct primary care doctors provide their patients with discounts and wholesale prices, just like Link Primary.

Link Primary Makes Direct Primary Care More Affordable

If you’re wondering, “how much does direct primary care cost?” all it takes is a quick look at our Pricing page.

You’ll likely find yourself surprised at how affordable our prices are, considering the high-quality and comprehensive care we provide. 

For a monthly flat fee, our patients access unlimited doctor visits, primary care, urgent care, an on-site pharmacy, virtual access, and more. Our patients should expect up to 80% discounts on medications and 90% discounts on lab tests. 

We also provide our patients with several bonuses that are 100% free. Here are a few of them:

• Lipid panel
• Complete blood count
• Vitamin D level
• Metabolic panel
• Thyroid panel
• Electrocardiogram

The good news doesn’t stop there! Our patients get one month free with an annual membership, and we have a referral program for more chances at free months of healthcare.

For the full pricing information, check out our Pricing page.

Direct Primary Care in St. Louis

Link Primary Care provides direct primary care services for patients in the St. Louis area. If you’ve been searching for direct primary care but wondering how much does direct primary care cost, look no further. We’ve got all the pricing information available on our website, and you can contact us with any other questions.